Health Insurance applications for employment
May 12, 2010
I have been recently hired by a company and after 90 days I will be elligible for group health insurance.I have had creditable insurance coverage continually through COBRA and Inclusive Health which are both HIPAA eligible plans.I have great concerns about disclosing my HIV status when I fill out the application for group health insurance with this employer. I'm not quite sure how to go about this when the time arrives to fill out the health insurance application. How does this work and what should I do ????
Response from Ms. Franzoi
Typically, a group health plan offered by an employer does not require an employee to answer a health questionnaire. However, if the health plan has a pre-existing condition exclusion it, you would have to provide a Certificate of Creditable Coverage (from your prior plans). None of this would disclose yourt medical condition.
Get Email Notifications When This Forum Updates or Subscribe With RSS
- Why Can't Herpes Be Permanently Cured?
- When Should You Get Tested For Chlamydia Again After Treatment?
- What Parts Of The Body Are Affected By Chlamydia?
- What Is The Difference Between Genital Herpes And Cold Sores?
- What Do Herpes Mouth Sores Look Like?
- What Are The Warning Signs Of Gonorrhea And Chlamydia?
This forum is designed for educational purposes only, and experts are not rendering medical, mental health, legal or other professional advice or services. If you have or suspect you may have a medical, mental health, legal or other problem that requires advice, consult your own caregiver, attorney or other qualified professional.
Experts appearing on this page are independent and are solely responsible for editing and fact-checking their material. Neither TheBody.com nor any advertiser is the publisher or speaker of posted visitors' questions or the experts' material.