Advertisement
The Body: The Complete HIV/AIDS Resource
Follow Us Follow Us on Facebook Follow Us on Twitter Download Our App
Professionals >> Visit The Body PROThe Body en Espanol
  Breaking News: FDA Approves Triumeq, New Once-Daily Combination Pill
   
Ask the Experts About

Workplace and Insurance IssuesWorkplace and Insurance Issues
           
Rollover images to visit our other forums!
Recent AnswersAsk a Question
  
  • Email Email
  • Glossary Glossary


Mini-Cobra
Dec 11, 2009

I was laid-off from work October 2,2009. I did everything I could to get Covered under my former Employers Insurance with the Mini-Cobra. But then the Insurance Company said it didn't recieve the proper paper work from my Former Employer and raised the cost of coverage. I paid them $525.28 and after they got that they said it would be applied to the $773.66 I still owed for a total of $1298.66 a month. I was paying about $231.00 which is half, my former Employer paid the other half. Why did it go up so much? I wrote the Insurance company to cancell the policy because I can't afford that much money. I thought mini-Cobra was to make Insurance affordable. I'm also wonder about the ARRA, Why wasn't that put in place to save me an additional 65%? is there a form my former Employer is to file?

Response from Ms. Franzoi

State COBRA extension of coverage, often referred to as Mini-Cobra, provides for extension of coverage to employees who are employed by companies with fewer than 20 workers. Coverage under the state continuation programs (Mini-Cobra) can differ in duration, restrictions and eligiblity for coverage from coverage that is provided under the federal COBRA law. Mini-CBRA also can vary from state to state. Since you state that your employer extended coverage through Minni-Cobra, I am assuming that your employer has fewer than 20 employees and therefore is not subject to the federal COBRA law, only the state law. Unfortunately, ARRA which provides for a 65% subsidy for employees who are laid off from September 1, 2008 through December 31, 2009 does not apply to the state Mini-Cobra laws.



Previous
How will Medicare and Health Care Reform effect HIV + people
Next
Medicare coverage for under 42 years old

  
  • Email Email
  • Glossary Glossary

 Get Email Notifications When This Forum Updates or Subscribe With RSS


 
Advertisement



Q&A TERMS OF USE

This forum is designed for educational purposes only, and experts are not rendering medical, mental health, legal or other professional advice or services. If you have or suspect you may have a medical, mental health, legal or other problem that requires advice, consult your own caregiver, attorney or other qualified professional.

Experts appearing on this page are independent and are solely responsible for editing and fact-checking their material. Neither TheBody.com nor any advertiser is the publisher or speaker of posted visitors' questions or the experts' material.

Review our complete terms of use and copyright notice.

Powered by ExpertViewpoint

Advertisement