The Body: The Complete HIV/AIDS Resource
Follow Us Follow Us on Facebook Follow Us on Twitter Download Our App 
Professionals >> Visit The Body PROThe Body en Espanol
Ask the Experts About

Workplace and Insurance IssuesWorkplace and Insurance Issues
Rollover images to visit our other forums!
  • Email Email
  • Glossary Glossary

How do I answer an AIDS related complex question on group insurance application?
Apr 24, 2009

I recently started a new job. I was told they provided group health insurance for all employees. After taking the job, and with past experience of never having a problem getting on group insurance, I found out i have to fill out an application for the insurance even though it is group. One of the questions on the application is "have you ever been diagnosed with AIDS or Aids related complex?" HOW DO I ANSWER THAT and if I do will they be allowed to deny me coverage? I am currently under cobra for two more months so there will be no lapse of coverage more than 60 days. PLEASE HELP!! I have cd4 of 1200 and undetectable and after 11 years have never had an illness related to hiv infection. I am concerned about denial of insurance coverage.

Response from Ms. Franzoi

I always thinnk you should answer honestly. Failure to do so could result in retroactive cancellation of coverage or even termination of employment.

health insurance coverage in Europe
seeking insurance for hiv positive person

  • Email Email
  • Glossary Glossary



This forum is designed for educational purposes only, and experts are not rendering medical, mental health, legal or other professional advice or services. If you have or suspect you may have a medical, mental health, legal or other problem that requires advice, consult your own caregiver, attorney or other qualified professional.

Experts appearing on this page are independent and are solely responsible for editing and fact-checking their material. Neither nor any advertiser is the publisher or speaker of posted visitors' questions or the experts' material.

Review our complete terms of use and copyright notice.

Powered by ExpertViewpoint