How do I answer an AIDS related complex question on group insurance application?
Apr 24, 2009
I recently started a new job. I was told they provided group health insurance for all employees. After taking the job, and with past experience of never having a problem getting on group insurance, I found out i have to fill out an application for the insurance even though it is group. One of the questions on the application is "have you ever been diagnosed with AIDS or Aids related complex?" HOW DO I ANSWER THAT and if I do will they be allowed to deny me coverage? I am currently under cobra for two more months so there will be no lapse of coverage more than 60 days. PLEASE HELP!! I have cd4 of 1200 and undetectable and after 11 years have never had an illness related to hiv infection. I am concerned about denial of insurance coverage.
Response from Ms. Franzoi
I always thinnk you should answer honestly. Failure to do so could result in retroactive cancellation of coverage or even termination of employment.
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