|Choice of health insurance
Oct 20, 2008
I have two choices for insurance via my work: Kaiser Permanente and United HealthCare. I cannot find any information about their ratings for HIV patients. How can I make the best choice between the two?
| Response from Ms. Franzoi
You need to look at the plan provisions, including how prescription drugs are covered. Then based on your current circumstances, choose the plan that best meets your needs. United HelathCare offers several types of plans - indemnity, HMO, PPO, POS, etc. It sounds like you are looking at this for open enrollment. If so, there should be information in your open enrollment package as well as on Kaiser and UHC's websites that will help you choose the plan that is best for you. You should consider monthly premium, choice of physicians, Rx costs, etc.
Get Email Notifications When This Forum Updates or Subscribe With RSS
This forum is designed for educational purposes only, and experts are not rendering medical, mental health, legal or other professional advice or services. If you have or suspect you may have a medical, mental health, legal or other problem that requires advice, consult your own caregiver, attorney or other qualified professional.
Experts appearing on this page are independent and are solely responsible for editing and fact-checking their material. Neither TheBody.com nor any advertiser is the publisher or speaker of posted visitors' questions or the experts' material.