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HIV+ and Term Life Insurance
Oct 20, 2008

I am HIV+ with a normal functioning immune system. I was recently completing an application for Term Life Insurance and was asked the following yes/no question: "Have you been diagnosed as having AIDS, AIDS Related Complex (ARC) or any other disorder of your immune system?"

Should I answer yes or no to this question?

Response from Ms. Franzoi

I think the answer would be yes.



  
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