|New insurance policy prior to disclosing HIV+
Jul 31, 2008
I recently tested HIV+ at an anonymous clinic. Colorado has mandatory reporting once I go to a physician and I'll be doing that soon. However, technically no one else knows I am positive at this point. Is it possible to purchase a smaller life insurance and/or disability policy prior to that (one that would not require a medical exam, of course)?
Response from Ms. Franzoi
Most disability or life insurance policies responses to medical questionnaires and/or a medical exam. There are a few companies that will extend life insurance policies without medical proof in very small amounts. Check with Mutual of Omaha, Physician's Life and Gerber Life.
New Job Insurance Questions
life insurance providers
This forum is designed for educational purposes only, and experts are not rendering medical, mental health, legal or other professional advice or services. If you have or suspect you may have a medical, mental health, legal or other problem that requires advice, consult your own caregiver, attorney or other qualified professional.
Experts appearing on this page are independent and are solely responsible for editing and fact-checking their material. Neither TheBody.com nor any advertiser is the publisher or speaker of posted visitors' questions or the experts' material.