Life & Health Insurance
May 22, 2008
Are their any insurance companies who offer coverage for both life & health for HIV individuals? Is there anyone with the Body organization who is doing the research?
Response from Ms. Franzoi
Some insurance companies offer individual life insurance policies with limits to HIV+ individuals - Mutual of Omaha, Physician's Life, Gerber Life. With respect to medical, if an HIV+ individual has lost group coverage, including COBRA, and doesn't have a break in coverage of 63 days or more, he can obtain a HIPAA policy from any insurance company that offers individual policies.
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