Nov 15, 2007
Hi Ms. Franzoi:
What are the chances of being able to purchase supplemental health insurance bieng HIV+? If a person living w/HIV can make such a purchase, what carriers hve those type of policies?
Thank you for your advice.
| Response from Ms. Franzoi
What type of supplemental insurance are you looking for? If you are covered under an employer-sponsored plan, it probably would not make sense to purchase an individual policy. There are coordination of benefit provisions in most plans which would limit reimbursement. so typically purchasing a second policy adds little value at a cost. If you had the option being covered under one plan as an employee and another as a dependent, there might be value, depending on how the plans provide for coordination of benefits and the cost.
Get Email Notifications When This Forum Updates or Subscribe With RSS
This forum is designed for educational purposes only, and experts are not rendering medical, mental health, legal or other professional advice or services. If you have or suspect you may have a medical, mental health, legal or other problem that requires advice, consult your own caregiver, attorney or other qualified professional.
Experts appearing on this page are independent and are solely responsible for editing and fact-checking their material. Neither TheBody.com nor any advertiser is the publisher or speaker of posted visitors' questions or the experts' material.