The Body: The Complete HIV/AIDS Resource
Follow Us Follow Us on Facebook Follow Us on Twitter Download Our App 
Professionals >> Visit The Body PROThe Body en Espanol
Ask the Experts About

Workplace and Insurance IssuesWorkplace and Insurance Issues
Rollover images to visit our other forums!
  • Email Email
  • Glossary Glossary

Insurance changes
Nov 1, 2007

I have recently tested positive through a rapid test, and am waiting confirmation by a full blood test which I did confidentially without insurance. I have PPO insurance via BS/BC, but would prefer a lower deductible plan and am considering one of the BC/BS HMO plan coverages.

Given my situation, due to open enrollment will the insurance company allow the change? Will they know about my status once diagnosed?

How can this be handled as insurance would be an integral part of getting the proper meds etc.

Response from Ms. Franzoi

At open enrollment you will be able to change plans the same way as any other employee, regardless of health status. Once claims start coming in, the insurance company will know your health status. However, that is confidential information that can only be used to process claims. It cannot be shared with your employer.

rn at work
hsbc life insurance

  • Email Email
  • Glossary Glossary



This forum is designed for educational purposes only, and experts are not rendering medical, mental health, legal or other professional advice or services. If you have or suspect you may have a medical, mental health, legal or other problem that requires advice, consult your own caregiver, attorney or other qualified professional.

Experts appearing on this page are independent and are solely responsible for editing and fact-checking their material. Neither nor any advertiser is the publisher or speaker of posted visitors' questions or the experts' material.

Review our complete terms of use and copyright notice.

Powered by ExpertViewpoint