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getting off spouses insurance
Apr 9, 2007

i have been on my wifes insurance since 1998 was diagnosed 2001. i am looking for a job and will need my own insurance. my wife is dropping me from her policy. will cobra be available to me?

Response from Ms. Franzoi

Why is your wife dropping you from coverage? If it is due to a legal separation or divorce or because she is losing coverage due to termination of employment or a reduction in hours, you will be eligible for COBRA. If not, you won't be eligible for COBRA but would qualify for a HIPAA policy as long as you do not have a break in coverage greater than 63 days.

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