|getting off spouses insurance
Apr 9, 2007
i have been on my wifes insurance since 1998 was diagnosed 2001. i am looking for a job and will need my own insurance. my wife is dropping me from her policy. will cobra be available to me?
| Response from Ms. Franzoi
Why is your wife dropping you from coverage? If it is due to a legal separation or divorce or because she is losing coverage due to termination of employment or a reduction in hours, you will be eligible for COBRA. If not, you won't be eligible for COBRA but would qualify for a HIPAA policy as long as you do not have a break in coverage greater than 63 days.
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