The Body: The Complete HIV/AIDS Resource
Follow Us Follow Us on Facebook Follow Us on Twitter Download Our App 
Professionals >> Visit The Body PROThe Body en Espanol
Ask the Experts About

Workplace and Insurance IssuesWorkplace and Insurance Issues
Rollover images to visit our other forums!
  • Email Email
  • Glossary Glossary

Can I apply??
Dec 18, 2006

I am newly diagnosed. It is open enrollment time at my job. I already have a HMO, however, I wanted to get disability insureance. We have represenatives that come to my place of work all the time. Can I apply? Will they know my status?

Response from Ms. Franzoi

Usually, the annual open enrollment at companies is only for health coverage, i.e., choice of health plans. You can apply for disability coverage. However, unless it is an open enrollment on the disability plan, you would have to provide evidence of insurability and the insurer could deny you based on your HIV status.

my health insurance was denied

  • Email Email
  • Glossary Glossary



This forum is designed for educational purposes only, and experts are not rendering medical, mental health, legal or other professional advice or services. If you have or suspect you may have a medical, mental health, legal or other problem that requires advice, consult your own caregiver, attorney or other qualified professional.

Experts appearing on this page are independent and are solely responsible for editing and fact-checking their material. Neither nor any advertiser is the publisher or speaker of posted visitors' questions or the experts' material.

Review our complete terms of use and copyright notice.

Powered by ExpertViewpoint