Advertisement
The Body: The Complete HIV/AIDS Resource
Follow Us Follow Us on Facebook Follow Us on Twitter Download Our App
Professionals >> Visit The Body PROThe Body en Espanol
Read Now: TheBodyPRO.com Covers AIDS 2014
   
Ask the Experts About

Workplace and Insurance IssuesWorkplace and Insurance Issues
           
Rollover images to visit our other forums!
Recent AnswersAsk a Question
  
  • Email Email
  • Glossary Glossary


Related to Pre-Existing Condition
May 17, 2006

Hi. I have HIV and I got insurance after I received my positive diagnosis. I have to wait until August before anything related to that will be covered by my insurance company. I am receiving meds through a county care program, but they won't cover anything else until my insurance will cover the bulk of it. Until then, I want to know what is considered "related".

Can I be tested for other STD's at this point, or do I have to wait until August? What about AIDS related cancers, such as lymphoma. If I am tested now, and find out that I have cancer, will insurance cover it?

Response from Ms. Franzoi

The best way to determine what will and won't be covered during your pre-exisitng exclusion period is to contact the insurer and ask. I would think that treatment for other STDs would probably be covered but HIV-related cancers would not. However, the insurance company is the best resource for finding out what your coverage is.



Previous
Long term care insurance
Next
Misconception of Life Insurance For HIV/AIDS

  
  • Email Email
  • Glossary Glossary

 Get Email Notifications When This Forum Updates or Subscribe With RSS


 
Advertisement



Q&A TERMS OF USE

This forum is designed for educational purposes only, and experts are not rendering medical, mental health, legal or other professional advice or services. If you have or suspect you may have a medical, mental health, legal or other problem that requires advice, consult your own caregiver, attorney or other qualified professional.

Experts appearing on this page are independent and are solely responsible for editing and fact-checking their material. Neither TheBody.com nor any advertiser is the publisher or speaker of posted visitors' questions or the experts' material.

Review our complete terms of use and copyright notice.

Powered by ExpertViewpoint

Advertisement