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key man insurance

Mar 14, 2006

I'm 45 positive; executive officer of company. 20 years positive, completely a-symptomatic, undetectable viral load, normal cell count. My broker advises no one will carry key man policy. I need ten year term for a few million. Any suggestions?

Response from Ms. Franzoi

I'm sorry but I have no idea except to possibly check with Lloyd's of London. You could also check with an executive compensation consultant in your area as he might know of a company that would issue this coverage.

diagnosed with aids

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