|What is HIPPA Insurance?
Mar 14, 2006
Thank you for this amazing service. I have been searching for more than 1 year looking for questions regarding COBRA, health insurance, HIPPA, etc and am soooo relived to find this site.
My question is: I recently came off of COBRA (through my previous employer's health plan). The insurance company (in GA) is offering an "Enhanced Conversion Policy" to me that costs $300 with very high deductibles. Is this the same as the HIPPA plan that the insurance company has to provide?
How can I find another insurance plan that would take me on an individual policy, or is that next to impossible?
Thanks for your help and advice!
| Response from Ms. Franzoi
No. That is a conversion policy. You should check with a local insurance broker to find out what HIPAA policies are available to you in Georgia. You will be eligible for a HIPAA policy as long as you don't have a break in coverage greater than 63 days. Even if the policy has a pre-existing condition clause, it will have to recognize your period of prior coverage towards it. HIPAA policies are usually more expensive than standard-rated policies and the benefit levels vary. Blue Cross, Blue Shield as well as local HMOs usually offer HIPAA policies.
Get Email Notifications When This Forum Updates or Subscribe With RSS
- Is Sore On Penis An Acute Symptom Of AIDS?
- Blowjob From A Prostitute Scared I Have HIV
- Dizziness After Swallowing Cum Worried I Have HIV
- Herpes After Precum Touching Vagina Worried I Have HIV
- Loose Stool After Oral Sex On A Woman Does It Mean I Have HIV
- Painful Red Spots After Licking Vagina Worried I Have HIV
This forum is designed for educational purposes only, and experts are not rendering medical, mental health, legal or other professional advice or services. If you have or suspect you may have a medical, mental health, legal or other problem that requires advice, consult your own caregiver, attorney or other qualified professional.
Experts appearing on this page are independent and are solely responsible for editing and fact-checking their material. Neither TheBody.com nor any advertiser is the publisher or speaker of posted visitors' questions or the experts' material.