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Saliva Test
Mar 6, 2006

I'm looking to get life insurance; they require a saliva test, why?

Response from Ms. Breuer

Because they can. They're looking for HIV, and it's not precisely a saliva test; it's an oral test for HIV that takes a swab of cells from inside the cheek. If this is for individual insurance, which I assume it is, they have the right to base their acceptance or refusal of you on the results--because they can. If you are refused based on your HIV status, please write to Lynn Franzoi at this forum and ask her about insurers who cover people with HIV.



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