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Can my insurrance Premium skyrocket now that I am positive
Jan 31, 2006

My partner and I are self employed and have a group policy. (both of us make up the group). We both recently became hiv +. can our insurance raise our rates because we are positive?

Response from Ms. Franzoi

It depends on how the insurance company rates you. Most likely, you are in a community-rated plan and you would be charged based on similar groups in your area. The cost is based more on actual claims cost than medical diagnosis.

do they have to insure
Supplemental Disability policy pre-existing condition

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