The Body: The Complete HIV/AIDS Resource
Follow Us Follow Us on Facebook Follow Us on Twitter Download Our App 
Professionals >> Visit The Body PROThe Body en Espanol
Ask the Experts About

Workplace and Insurance IssuesWorkplace and Insurance Issues
Rollover images to visit our other forums!
  • Email Email
  • Glossary Glossary

term life insurance
Jan 9, 2006

hi how are you. i got my term life insurance last year. They tested me for hiv which was negative and i got my insurance. But somehow i Tested postive for hiv this year. i am scared if somehow i'll lose the insurane or the money if i died. i live in new jersey i do not if this matters.

Thanks for answering.

Response from Ms. Franzoi

Since you were negative when you acquired the coverage, you should have no problem with your current life insutrance policy. Any medical condition that begins after coverage began and for which there was no record of prior to commencement of coverage would not impact this policy.

HIV+, Will I recieve Insurance at a new job?

  • Email Email
  • Glossary Glossary



This forum is designed for educational purposes only, and experts are not rendering medical, mental health, legal or other professional advice or services. If you have or suspect you may have a medical, mental health, legal or other problem that requires advice, consult your own caregiver, attorney or other qualified professional.

Experts appearing on this page are independent and are solely responsible for editing and fact-checking their material. Neither nor any advertiser is the publisher or speaker of posted visitors' questions or the experts' material.

Review our complete terms of use and copyright notice.

Powered by ExpertViewpoint