Life Insurance For HIV/AIDS
Jan 9, 2006
It is my understanding that Guarantee Trust of Glenview, Illinois no longer offers life insurance to those living with HIV. Indeed, their parameters were very strict and to get coverage under their plan was next to impossible. Accessible Life from Western-Southern Life was a great plan. Although not specifically designed for those living with HIV/AIDS, an agent in the Midwest successfully presented it to that demographic. Unfortunately, the underwriting company took steps to disqualify anyone with HIV/AIDS from getting coverage. Where there formerly were three qualifying questions, a fourth was added: Have you ever been diagnosed with HIV/AIDS? So what, if any, life insurance plan is available to those living with HIV/AIDS?
Response from Ms. Franzoi
I think Physicisan's Mutual, Mutual of Omaha and, for AARP members only, NY Life offer coverage.
Get Email Notifications When This Forum Updates or Subscribe With RSS
This forum is designed for educational purposes only, and experts are not rendering medical, mental health, legal or other professional advice or services. If you have or suspect you may have a medical, mental health, legal or other problem that requires advice, consult your own caregiver, attorney or other qualified professional.
Experts appearing on this page are independent and are solely responsible for editing and fact-checking their material. Neither TheBody.com nor any advertiser is the publisher or speaker of posted visitors' questions or the experts' material.