The Body: The Complete HIV/AIDS Resource
Follow Us Follow Us on Facebook Follow Us on Twitter 
Professionals >> Visit The Body PROThe Body en Espanol
Ask the Experts About

Workplace and Insurance IssuesWorkplace and Insurance Issues
Rollover images to visit our other forums!
  • Email Email
  • Glossary Glossary

Small Company Insurance Rates
Jan 5, 2006

I work for a small company (>50 employees). We recently got a group health plan. I am worried that if I get medications, my company's health plan rates will skyrocket and others will lose their insurance. I know this has happened in the past, but is it still happening today? Is it possible to get HIV medications free, even though I may have health insurance?

Response from Ms. Franzoi

With a small group plan, a rise in costs for a covered individual could drive the premium up. Whether or not this happens depends on the size of the group, whether the plan is community-rated or not, overall plan experience, etc. I do not know what the criteria is for free HIV medications.


  • Email Email
  • Glossary Glossary



This forum is designed for educational purposes only, and experts are not rendering medical, mental health, legal or other professional advice or services. If you have or suspect you may have a medical, mental health, legal or other problem that requires advice, consult your own caregiver, attorney or other qualified professional.

Experts appearing on this page are independent and are solely responsible for editing and fact-checking their material. Neither nor any advertiser is the publisher or speaker of posted visitors' questions or the experts' material.

Review our complete terms of use and copyright notice.

Powered by ExpertViewpoint