|Physician's Mutual and Mutual of Omaha
Nov 28, 2005
Upon the suggestion of one of this forum's experts, I called both Physician's Mutual and Mutual of Omaha in search of STD insurance. Although neither of them conduct medical exams for coverage, they do ask specific medical questions which eventually preclude me from qualifying for coverage (e.g., what medications are you taking? what are those medications for?). If I were to answer these questions dishonestly, I may end up paying a premium for years only to be uncovered when/if I become disabled. I'm currently covered under a group LTD policy, but I'm still worried about how to pay my bills during the first part of the year should I become disabled. Do you have any other suggestions?
| Response from Ms. Franzoi
No. I don't. Physician's Mutual and Mututal of Omaha offer life insurance to individuals who are HIV+. However, they do not offer diability policies. I am not aware of any insurer that offers short or long term disability ppolicies to someone who is HIV+.
Get Email Notifications When This Forum Updates or Subscribe With RSS
- Sore Throat After Unprotected Anal Sex Worried I Have HIV
- Swollen Lymph Nodes After Unprotected Sex Without Ejaculation Worried I Have HIV
- White Bumps After Erotic Massage Worried I Have HIV
- White Tongue After Receiving Oral Sex Worried I Have HIV
- Can An Sexually Transmitted Disease Cause White Vaginal Discharge?
- How Does Thrush Spread To Other People?
This forum is designed for educational purposes only, and experts are not rendering medical, mental health, legal or other professional advice or services. If you have or suspect you may have a medical, mental health, legal or other problem that requires advice, consult your own caregiver, attorney or other qualified professional.
Experts appearing on this page are independent and are solely responsible for editing and fact-checking their material. Neither TheBody.com nor any advertiser is the publisher or speaker of posted visitors' questions or the experts' material.