Oct 21, 2005
I have a BCBS PPO policy and have heard/read about how the premiums go up when the claims are high. In order to keep my premiums at a normal (whatever that is) level, should I pay for MEDS myself? is this a smart thing to do? or should I use the insurance prescription coverage? Thanks for all your advise on this site!
| Response from Ms. Franzoi
If you have an individual BCBS PPO policy, it is probably priced by age so I do not think that increased costs incurred by you for meds would increase your premium. However, if you are in a small group plan, your increased costs could impact the premium renewal.
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