The Body: The Complete HIV/AIDS Resource
Follow Us Follow Us on Facebook Follow Us on Twitter Download Our App 
Professionals >> Visit The Body PROThe Body en Espanol
Ask the Experts About

Workplace and Insurance IssuesWorkplace and Insurance Issues
Rollover images to visit our other forums!
  • Email Email
  • Glossary Glossary

Medical Coverage with New Diagnosis of HIV
Sep 12, 2005

I'm presently enrolled with KaiserPermanente in So. California. My Question is, could the insurance company drop me with a new diagnosis of HIV(results from 8-15-05 testing)? I've been with Kaiser for three years. I'm presently with a large insured company.

Response from Ms. Franzoi

Kaiser cannot drop you from coverage because of your HIV status as long as you remain in the eligible class of employees with your employer for coverage. If you were to leave your current company and did not have coverage with a new employer, you would be eligible for COBRA. If you went to a new employer who offered a health plan, you would have protection under HIPAA with respect to any pre-exisiting condition clauses in the new employer's plan as long as you didn't have a break in coverage of greater than 63 days.

Medicare drugs
copays to high, don't know what to do

  • Email Email
  • Glossary Glossary



This forum is designed for educational purposes only, and experts are not rendering medical, mental health, legal or other professional advice or services. If you have or suspect you may have a medical, mental health, legal or other problem that requires advice, consult your own caregiver, attorney or other qualified professional.

Experts appearing on this page are independent and are solely responsible for editing and fact-checking their material. Neither nor any advertiser is the publisher or speaker of posted visitors' questions or the experts' material.

Review our complete terms of use and copyright notice.

Powered by ExpertViewpoint