HIPPA policy costs
Aug 23, 2005
Are the costs for HIPPA policies regulated? I had heard that the insurance companies can pretty much charge whatever for these types of policies. Do they tend to be higher than regular group policies? I live in Georgia.
Response from Ms. Franzoi
The cost of HIPAA policies are not regulated. HIPAA policies do not require any medical evidence of good health. If you qualify for a HIPAA policy, the insurance company cannot deny you coverage even if you have a serious health condition. The only individuals who buy HIPAA policies are those who have pre-existing conditions and cannot purchase a standard-rated policy. Therefore, HIPAA policies are more expensive than standard-rated policies.
Get Email Notifications When This Forum Updates or Subscribe With RSS
This forum is designed for educational purposes only, and experts are not rendering medical, mental health, legal or other professional advice or services. If you have or suspect you may have a medical, mental health, legal or other problem that requires advice, consult your own caregiver, attorney or other qualified professional.
Experts appearing on this page are independent and are solely responsible for editing and fact-checking their material. Neither TheBody.com nor any advertiser is the publisher or speaker of posted visitors' questions or the experts' material.