The Body: The Complete HIV/AIDS Resource
Follow Us Follow Us on Facebook Follow Us on Twitter Download Our App 
Professionals >> Visit The Body PROThe Body en Espanol
Ask the Experts About

Workplace and Insurance IssuesWorkplace and Insurance Issues
Rollover images to visit our other forums!
  • Email Email
  • Glossary Glossary

self insured company
Aug 12, 2005

I'm HIV + and just started working for a self-insured company. My concern is that if I accept their insurance my status will become known and I will face possible discrimination for promotion or termination. I live in Texas an at-will employment state and this makes me very nervous.

I believe HIV falls under ADA with regards to discrimination, but even with that protection what stops an employer from providing bad reviews which lead to a subsiquent termination?

Response from Ms. Franzoi

Under HIPAA, the administrator cannot disclose your condition to your employer. Many plans are self-insured and typically, an employer only wants to know how much he is spending on certain medical condtions not who has them. The penalties for breaching confidentiality under many laws, including HIPAA, makes employers reluctant to ask for this information. I would think having the coverage would be important for you.

Pre-existing condition?
Supplemental Insurance

  • Email Email
  • Glossary Glossary



This forum is designed for educational purposes only, and experts are not rendering medical, mental health, legal or other professional advice or services. If you have or suspect you may have a medical, mental health, legal or other problem that requires advice, consult your own caregiver, attorney or other qualified professional.

Experts appearing on this page are independent and are solely responsible for editing and fact-checking their material. Neither nor any advertiser is the publisher or speaker of posted visitors' questions or the experts' material.

Review our complete terms of use and copyright notice.

Powered by ExpertViewpoint