 | ||
   | ||
Email
Glossary |
|
Life Insurance and new HIV+ diagnosis Jul 18, 2005 I currently have a life insurance policy through my employer. I am a teacher and with this most recent Open Enrollment period, I applied for an increase in my group term life insurance. I recently received a Statement of Health form in the mail asking for medical information and what-not. I was diagnosed as HIV+ AFTER I was initially hired and purchased the life insurance. My question is, now that I am HIV+, will my indicating that on this Statement of Health form cause me to lose my life insurance altogether? I am assuming that they will not grant me the increase due to my diagnosis but I would, of course, prefer to just go back to my original policy benefits than lose it altogether. Can they cancel my life insurance policy once I indicate that I am no HIV+? Thanks, Mike |
||||||||
 |
||||||||||
|
||||||||||
 |
| Response from Ms. Franzoi
 They won't be able to cancel your existing coverage. However, they can deny you an increase in your coverage | ||||||||
 Get Email Notifications When This Forum Updates or Subscribe With RSS
|
||||||||||
|
||||||||||
Q&A TERMS OF USE
This forum is designed for educational purposes only, and experts are not rendering medical, mental health, legal or other professional advice or services. If you have or suspect you may have a medical, mental health, legal or other problem that requires advice, consult your own caregiver, attorney or other qualified professional.
Experts appearing on this page are independent and are solely responsible for editing and fact-checking their material. Neither TheBody.com nor any advertiser is the publisher or speaker of posted visitors' questions or the experts' material.
Review our complete terms of use and copyright notice.
