|Denied Insurance Claim Due to HIV
Mar 7, 2005
I was recently hospitalized with Pneumocystitis carini infection for which I received treatment. During my hospitalization, I was for the first time diagnosed with HIV.
I have an expatriate comprehensive insurance policy which provides HIV/AIDS coverage. However, I was denied my financial compensation claim on the basis of my HIV status and an exclusion in the policy for any "treatment for sexually transmitted disease" and the link to my HIV status (even though treatment was not for HIV but for pneumonia). That the company (Goodhealth International) offers a provision for HIV/AIDS but denies based on the fact that HIV can be sexually transmitted sounds like a contradiction of terms.
Where can I go for help to address what I believe is a wrongful denial of a claim for an international expatriate insurance policy?
| Response from Ms. Franzoi
I think you should contact an attorney or a legal aid office that works with discrimination due to HIV status.
Get Email Notifications When This Forum Updates or Subscribe With RSS
This forum is designed for educational purposes only, and experts are not rendering medical, mental health, legal or other professional advice or services. If you have or suspect you may have a medical, mental health, legal or other problem that requires advice, consult your own caregiver, attorney or other qualified professional.
Experts appearing on this page are independent and are solely responsible for editing and fact-checking their material. Neither TheBody.com nor any advertiser is the publisher or speaker of posted visitors' questions or the experts' material.