what does creditable coverage mean?
Jan 7, 2005
I am positive. Have been on medicare with ADAP for prescriptions for 6 years. I am beginning work part-time. I am confused by the creditable coverage. what does this mean? and how will this affect my coverage?
Response from Ms. Franzoi
Creditable coverage is important because any pre-existing condition exclusion period contained in a group health plan offered by your employer would be required to be reduced by your creditable coverage. Creditable coverage includes coverage under a group health plan, Medicare, Medicaid, and other types of health coverages including a public health plan.
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