Aug 6, 2004
Hi, Your site is great. Thanks for all of your expert advice.
I have an indemnity plan that has a $2,500. deductible per illness.THis isn't so bad with hiv bec the meds add up fast,but if I wanted to go to the doc for a non-related problem I'd be subjected to a $2500 ded for each problem. Can you suggest any kind of insurance where I can have the hiv issues not covered bec of pre-exisiting issues, yet get good covereage for everything else? Thanks,Luke
| Response from Ms. Franzoi
Check with HMO or Blue Cross HIPAA policies in your area. You might be able to get better coverage with a lower deductible. However, you will have to compare the monthly premium costs of the various options.
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