Advertisement
The Body: The Complete HIV/AIDS Resource
Follow Us Follow Us on Facebook Follow Us on Twitter Download Our App
Professionals >> Visit The Body PROThe Body en Espanol
   
Ask the Experts About

Workplace and Insurance IssuesWorkplace and Insurance Issues
          
Rollover images to visit our other forums!
Recent AnswersAsk a Question
  
  • Email Email
  • Glossary Glossary


life insurance
Aug 1, 2004

I am a recently diagnosed, I have a few life insurance policies. I am a bit hesistant from asking my HR office or the insurance co. about selling the policy. I am not sure if I can sell it and what the return is on it. i have only had the policy about two years though.

Response from Ms. Franzoi

You should check your summary plan description as it will outline whether or not you can sell the coverage or there might be a "Living Death Benefit" option which would allow you to access 50% of your coverage up to a stated dollar amount. You would have to follow the procedures outlined in order to avail yourself of either option.



Previous
Prescription Drugs
Next
pre-existing condition = permanent exclusion for LTD?

  
  • Email Email
  • Glossary Glossary

 Get Email Notifications When This Forum Updates or Subscribe With RSS


 
Advertisement



Q&A TERMS OF USE

This forum is designed for educational purposes only, and experts are not rendering medical, mental health, legal or other professional advice or services. If you have or suspect you may have a medical, mental health, legal or other problem that requires advice, consult your own caregiver, attorney or other qualified professional.

Experts appearing on this page are independent and are solely responsible for editing and fact-checking their material. Neither TheBody.com nor any advertiser is the publisher or speaker of posted visitors' questions or the experts' material.

Review our complete terms of use and copyright notice.

Powered by ExpertViewpoint

Advertisement