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Aug 1, 2004

Ive had private insurance through Blue Cross of Florida for over 16 years. I am trying to move to Minnesota, but when I applied for individual coverage from Blue Cross of Minnesota I was rejected because of my AIDS status. Is this allowed?! What other options do I have?

Response from Ms. Franzoi

They can deny you coverage under a standard policy but they must offer you coverage under their HIPAA policy as long as you don't have a break in coverage that is greater than 63 days.

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