Advertisement
The Body: The Complete HIV/AIDS Resource
Follow Us Follow Us on Facebook Follow Us on Twitter Download Our App
Professionals >> Visit The Body PROThe Body en Espanol
Read Now: TheBodyPRO.com Covers AIDS 2014
   
Ask the Experts About

Workplace and Insurance IssuesWorkplace and Insurance Issues
           
Rollover images to visit our other forums!
Recent AnswersAsk a Question
  
  • Email Email
  • Glossary Glossary


Waiting period for Insurance
Jun 28, 2004

I am about to switch jobs from a small local company to a large national company. I read in one of the prior postings that HIPAA says there should be seemless coverage between jobs and should be no waiting period. The new employer says they have a 60 day period before anyone can sign up for their insurance. So I am a little confused. Does the new employer have to continue on with their insurance or do I have to go on Cobra coverage for a couple months before I sign up for theirs?

Response from Ms. Franzoi

The new plan can have a 60-day waiting period before coverage begins. However, for purposes of a pre-existing condition clause (if it has one), the plan would have to recognize your prior coverage as creditable coverage towards this pre-existing exclusion period, unless you went 63 days without coverage. You should take COBRA coverage if you want to maintain coverage during the 60-day waiting period.



Previous
Life insurance Accessible Life
Next
Dissability issue please reply

  
  • Email Email
  • Glossary Glossary

 Get Email Notifications When This Forum Updates or Subscribe With RSS


 
Advertisement



Q&A TERMS OF USE

This forum is designed for educational purposes only, and experts are not rendering medical, mental health, legal or other professional advice or services. If you have or suspect you may have a medical, mental health, legal or other problem that requires advice, consult your own caregiver, attorney or other qualified professional.

Experts appearing on this page are independent and are solely responsible for editing and fact-checking their material. Neither TheBody.com nor any advertiser is the publisher or speaker of posted visitors' questions or the experts' material.

Review our complete terms of use and copyright notice.

Powered by ExpertViewpoint

Advertisement