|Waiting period for Insurance
Jun 28, 2004
I am about to switch jobs from a small local company to a large national company. I read in one of the prior postings that HIPAA says there should be seemless coverage between jobs and should be no waiting period. The new employer says they have a 60 day period before anyone can sign up for their insurance. So I am a little confused. Does the new employer have to continue on with their insurance or do I have to go on Cobra coverage for a couple months before I sign up for theirs?
Response from Ms. Franzoi
The new plan can have a 60-day waiting period before coverage begins. However, for purposes of a pre-existing condition clause (if it has one), the plan would have to recognize your prior coverage as creditable coverage towards this pre-existing exclusion period, unless you went 63 days without coverage. You should take COBRA coverage if you want to maintain coverage during the 60-day waiting period.
Life insurance Accessible Life
Dissability issue please reply
- What Is The Causative Agent Of Herpes?
- What Is The Best Treatment For Bacterial Vaginosis?
- What Does It Means If Someone Have Recurrence Of Genital Warts?
- What Does A Sore Look Like When You Have Genital Herpes?
- What Can You Do To Make A Person More Comfortable Who Has Shingles?
- Washing Techniques For Genital Herpes
This forum is designed for educational purposes only, and experts are not rendering medical, mental health, legal or other professional advice or services. If you have or suspect you may have a medical, mental health, legal or other problem that requires advice, consult your own caregiver, attorney or other qualified professional.
Experts appearing on this page are independent and are solely responsible for editing and fact-checking their material. Neither TheBody.com nor any advertiser is the publisher or speaker of posted visitors' questions or the experts' material.