|individual health insurance for hiv positive
Jun 28, 2004
Hello. Thank you for this website! I need help and some of the questions/answers helped. I currently have health insurance in NC with my employer. I have been offered a position in another company that no longer provides health coverage as it was less expensive to have individual coverages reimbursed by the employer. I am hiv positive. Can I get indidual coverage at all? If so, any ideas where? and lastly is it typically drastically expensive? Thank you.
Response from Ms. Franzoi
You would be able to continue your current health plan under COBRA after termination for up to 18 months (assumes that your current employer has 20 or more employees and therefore must offer COBRA). You would also be eligible for a HIPAA policy as long as you don't go more than 63 days without health care coverage. You should contact an insurance broker in your area to find out what is available.
Confused about Health Insurance
This forum is designed for educational purposes only, and experts are not rendering medical, mental health, legal or other professional advice or services. If you have or suspect you may have a medical, mental health, legal or other problem that requires advice, consult your own caregiver, attorney or other qualified professional.
Experts appearing on this page are independent and are solely responsible for editing and fact-checking their material. Neither TheBody.com nor any advertiser is the publisher or speaker of posted visitors' questions or the experts' material.