Health Insurance Quandary
Jun 9, 2004
Hello, I'm losing my health insurance from an overseas employer and not eligible for COBRA. Fortunately, I have a friend who is willing to pay any cost to provide me with health insurance for life. What can I expect to pay for a top health insurance provider given that I am HIV+? Do I need to disclose that information? Can they reject me? Is there anyway to guarantee that they won't cancel the policy after a few years if my bills end up being too high? Thank you.
Response from Ms. Franzoi
You would probably have to apply for a HIPAA policy due to your current health status. The cost will vary by plan. You should check with an insurance broker in your area to determine the cost of coverage - typically varies by plan design, where you live (zip code) and your age.
Get Email Notifications When This Forum Updates or Subscribe With RSS
This forum is designed for educational purposes only, and experts are not rendering medical, mental health, legal or other professional advice or services. If you have or suspect you may have a medical, mental health, legal or other problem that requires advice, consult your own caregiver, attorney or other qualified professional.
Experts appearing on this page are independent and are solely responsible for editing and fact-checking their material. Neither TheBody.com nor any advertiser is the publisher or speaker of posted visitors' questions or the experts' material.