The Body: The Complete HIV/AIDS Resource
Follow Us Follow Us on Facebook Follow Us on Twitter Download Our App 
Professionals >> Visit The Body PROThe Body en Espanol
Ask the Experts About

Workplace and Insurance IssuesWorkplace and Insurance Issues
Rollover images to visit our other forums!
  • Email Email
  • Glossary Glossary

Insurance coverage
Apr 9, 2004

I took a HIV test through my doctor and it was covered through my Health insurance four years ago. I was negative. Are there any ill effects from the health insurance company that I took this test. I will begin a new job with a new company in two weeks with a new health insurance company. Is there any reason they can deny my health insurance through the new company.

Response from Ms. Breuer

Generally, the accepted wisdom is that an HIV test on your medical records in response to a potential exposure (such as to someone else's blood in a first aid or accident scenario) is not a problem. An HIV test without that kind of provocation can raise more questions, because some insurers read it as a declaration of risk behavior. However, if you're joining a group plan, the test will be irrelevant. They can't reasonably deny you coverage because of this test on your medical records. It would have its greatest impact if you were applying for individual coverage. This is why we recommend anonymous HIV testing.

Pharmacy communicating with employer...
Drug costs

  • Email Email
  • Glossary Glossary



This forum is designed for educational purposes only, and experts are not rendering medical, mental health, legal or other professional advice or services. If you have or suspect you may have a medical, mental health, legal or other problem that requires advice, consult your own caregiver, attorney or other qualified professional.

Experts appearing on this page are independent and are solely responsible for editing and fact-checking their material. Neither nor any advertiser is the publisher or speaker of posted visitors' questions or the experts' material.

Review our complete terms of use and copyright notice.

Powered by ExpertViewpoint