|Returning to work, worried about drug costs
Mar 30, 2004
I have been HIV+ for 14 years and on SSDI for the last 8. I started doing better around the turn of the century, went back to school, got a degree, and am looking for work.
I had a good interview with a prospective employer, and I have reason to believe they are going to offer me a position. The problem is my medications: my wife (also HIV+) and I have an annual pharmacy bill around $55K, currently paid for by ADAP. The job will raise our household income above the ADAP limit in our state, but the prospective employer provides good benefits, including medical insurance with a prescription plan.
Here's the issue: they are a small company, around 500 employees total. I am worried that the addition of my medication bill will cause their insurance carrier to drop them, raise their rates, or something like that. I have both ethical and practical qualms about this, and am thinking of confining my job search to large companies in the future.
Any opinion you might have would be welcome.
| Response from Ms. Franzoi
In a smaller company, the impact of high costs by one claimant can drive that company's health care premium higher. However, I do not consider a 500 life company to be that small. Certainly, in a larger corporation, this would not be an issue.
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