Going from large group to small
Mar 3, 2004
Hello. I'm planning to make a move from a company with 50+ employees to one with only 4, and I'd like to know how this may affect my health insurance situation. The small company who has just hired me offers group coverage, but am I putting the whole plan at risk since I'm HIV+? In other words, will Blue Cross Blue Shield deny the entire group coverage because of my status? My new boss has health issues of his own for which he needs coverage, and I don't want to screw things up for him and for myself. I've seen stories on this forum of insurers denying whole groups coverage--how do I know if this will happen? How can I protect myself? Any input will be most appreciated. Thanks for your wonderful service...
Response from Ms. Franzoi
This is difficult to answer. With a small group, if the costs far exceed the premium, this could result in significant increases in the annual premium that your employer will have to pay.
Get Email Notifications When This Forum Updates or Subscribe With RSS
This forum is designed for educational purposes only, and experts are not rendering medical, mental health, legal or other professional advice or services. If you have or suspect you may have a medical, mental health, legal or other problem that requires advice, consult your own caregiver, attorney or other qualified professional.
Experts appearing on this page are independent and are solely responsible for editing and fact-checking their material. Neither TheBody.com nor any advertiser is the publisher or speaker of posted visitors' questions or the experts' material.