Aug 22, 2003
How deeply will workman's comp look into my medical history? I did not disclose at work when hired but the company paid insurance plan know through my record. do they look at that? It is too late to change the fact that I didn't tell workers comp my status when asked. Now i have to hope they dont find out. Can I still get meds and tests for HIV through the HMO while out on workers comp? Or do I have to pay my own way with new dr for them. My reason for being on WC has nothing to do with HIV, but I was afraid my empoyer would find out through them if I told them since they are self insured. A related question is can a US citizen use a canadian dr. if one pays for it himself.
Response from Ms. Franzoi
Workers' Compensation (W/C) will only look at medical records if a workers' compensation claim has been filed. And those records will be managed by the W/C administrator not the employer. So the employer shouldn't see those records. Furthermore, there would be no reason why the W/C administrator would look at medical records pertaining to your HIV status. For example, if you had a knee injury, they would want to know about other similar injuries but not an illness unrelated to the injury. W/C will only pay for medical costs associated with the W/C injury. You should use your regular health plan (which you state is an HMO) for any non-work related injuries or illnesses.
What should I do? Health Insurance ??
HIV and Life Insurance
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