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Wondering if I'm still covered on my LTD.
Mar 20, 2003

Hello! I have had a long-term disability policy for many years through a professional organization that I belong to. I was not HIV+ when I first took out the policy. Since my HIV wasn't a pre-existent condition, am I still covered, or is HIV treated differently from other medical conditions? In this particular case, is there a way I can check that out without having to reveal my status to the insurer?


Response from Ms. Franzoi

You still have coverage. Just keep that policy in force.

Health Insurance Eligibility of HIV + person
Returning to Work after SSDI

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