|Private Disability Insurance question.
Oct 30, 2002
I am a mid-40s male who has paid for his own disability insurance for many years(almost 20).Incremental increases in coverage were purchased until 1997, when I presume the company found out about my AIDS diagnosis. I am now considering taking disability. Do you think I would have any difficulty with a rejected claim??I understand the inconstestability limit is generally two years. Thank you.
| Response from Ms. Franzoi
As long as based on the medical evidence provided by your doctor, you qualify for disability pursuant to the provisions of your policy, I see no problem. You need to apply to find out whether or not you qualify.
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