|Switching jobs and insurance coverage
Oct 30, 2002
I was diagnosed with HIV this past June and currently my insurance covers the medications I need. If I make a job change, could I be denied coverage by a new employer's insurance carrier? I asked my doctor about this and he said what he has seen is most people get coverage unless it's a small company, then it might be a problem.
What can you tell me about this if I decide I would like to switch jobs? Also, is there individual insurance available for people with HIV?Thank you.
Response from Ms. Franzoi
Your doctor is correct. If you were to change jobs and go to work for a company that offers health care benefits, you would be eligible for coverage regardless of your health status and even though you would have a pre-existing condition, as long as you didn't go more than 63 days without coverage, the new employer would have to recognoize your prior period of coverage towards any pre-existing condition exclusion period.
Work related disabilty for Federal employee?
Private Disability Insurance question.
- Swollen Glands After Anal Sex Without Condom Does It Mean I Have HIV
- Swollen Lymph Glands After French Kissing Worried I Have HIV
- How Long Does Fluconazole Stay In Your Body?
- Afraid Of Having Undiagnosed Hiv Infection
- Are Painful Swollen Lymph Nodes In Back Of Head Sign Of HIV?
- Hiv Risk Hand Job Massage
This forum is designed for educational purposes only, and experts are not rendering medical, mental health, legal or other professional advice or services. If you have or suspect you may have a medical, mental health, legal or other problem that requires advice, consult your own caregiver, attorney or other qualified professional.
Experts appearing on this page are independent and are solely responsible for editing and fact-checking their material. Neither TheBody.com nor any advertiser is the publisher or speaker of posted visitors' questions or the experts' material.