|From COBRA to what ?
Sep 3, 2002
Do you know any resources for insurance services or plans being HIV +? Recently I was laid off, I have taken cobra coverage. I would like to privately obtain insurance to avoid any future lapse in coverage. I have not found many resources or answers about this subject. If I lapse coverage what happens? How would a future insurance policy determine a pre-existing condition? Does this vary by state? Sorry for all the questions any assistance at all would be appreciated...
Response from Ms. Franzoi
Once COBRA coverage ends, if the plan you were covered under was an insured plan, you could be eligible for a conversion policy. (Contact the plan administrator to find out if conversion is available.) Another option would be to contact an insurance broker for a HIPAA policy. HIPAA coverage would only be available if you don't have a lapse in coverage or if you do that it was less than 63 days. A HIPAA policy would recognize your prior period of coverage towards any pre-existing condition exclusion period.
Just Accepted A New Job Offer
- Is Tingling In Feet A Symptom Of Acute HIV Infection?
- Painful Urination After Anal Sex Top Sign Of HIV AIDS
- Tingling Lips After Kissing Cut On Lip Worried I Have HIV
- Tingling Lips After Sucking Penis Worried I Have HIV
- Can Saliva Transmit Hepatitis B?
- What Can Vaginal Bumps Be Other Then Stds?
This forum is designed for educational purposes only, and experts are not rendering medical, mental health, legal or other professional advice or services. If you have or suspect you may have a medical, mental health, legal or other problem that requires advice, consult your own caregiver, attorney or other qualified professional.
Experts appearing on this page are independent and are solely responsible for editing and fact-checking their material. Neither TheBody.com nor any advertiser is the publisher or speaker of posted visitors' questions or the experts' material.