|HIV/HBV pre-existing condition?
Nov 20, 2000
Thank you for your service. Our son is HIV+ and is carrying hepatitis B, but has not "come down" with it. He is getting gov't help with his drugs for HIV. He recently took a job with insurance that doesn't cover pre-existing conditions. If he were to actually come down with Hep B would that be a pre-existing condition since he was already carrying it? He has done very well on his drugs and so far (for a year) and hasn't been ill.
Response from Ms. Franzoi
I need some more information. How does the plan define a pre-existing condition? Since a plan cannot use a look-back of more than 6 months, if your son neither took medication nor saw a doctor for Hep B in the 6 months prior to coverage, Hep B would not be a pre-existing condition. However, you should check the definition in the plan as it might be less restrictive than this.
Did your son have health coverage before he took this job? If so, provided he had not gone more than 63 days without coverage, his period of coverage under his prior plan would count towards the pre-existing condition period under the new plan. The new plan cannot impose a pre-existing condition period of greater than 12 months.
Lynn L. Franzoi
No choice in health plans for hospital employee
When to retire?
- Can You Catch HIV From Sharing A Razor?
- Masturbation And HIV Transmission Risk
- Is Blood In Semen A Symptom Of HIV?
- Is Oral Ulcers A Symptom Of Acute HIV Infection?
- Can HIV Be Transmitted Through Touching A Bloody Scab?
- Sex With A Prostitute How Long Does It Take To Test Positive For AIDS
This forum is designed for educational purposes only, and experts are not rendering medical, mental health, legal or other professional advice or services. If you have or suspect you may have a medical, mental health, legal or other problem that requires advice, consult your own caregiver, attorney or other qualified professional.
Experts appearing on this page are independent and are solely responsible for editing and fact-checking their material. Neither TheBody.com nor any advertiser is the publisher or speaker of posted visitors' questions or the experts' material.