Advertisement
The Body: The Complete HIV/AIDS Resource
Follow Us Follow Us on Facebook Follow Us on Twitter Download Our App
Professionals >> Visit The Body PROThe Body en Espanol
   
Ask the Experts About

Workplace and Insurance IssuesWorkplace and Insurance Issues
          
Rollover images to visit our other forums!
Recent AnswersAsk a Question
  
  • Email Email
  • Glossary Glossary


EMPLOYER DENIED HEALTH COVERAGE DUE TO ONE HIV+ EMPLOYEE
Nov 27, 2000

I am the HR Manager of a home health company with about 100 employees. Our current health insurance carrier is leaving our state so we must find new coverage. An employee shared with me that he is HIV+. As I complete applications for quotes from new insurance carriers, they state that I must disclose any health conditions of which I am aware so I have noted that we have an HIV+ employee. EVERY SINGLE HEALTH INSURANCE CARRIER HAS REFUSED TO EVEN GIVE US A QUOTE!!!! This is so unfair - they are discriminating against our employee and our group. I would never dream of discriminating against our employee but the health insurance industry can. I am now forced to explore other more costly alternatives (namely self-insurance). All of our employees will now have to pay a much higher premium due to the health condition of one employee. Is there anything in the works to prevent health insurance companies from discriminating like this? Is there anything I can do right now to help my situation? Any other advice? Thanks.

Response from Ms. Franzoi

Are you checking with HMO's? I would contact an insurance broker to help you with this. A group of 100 seems to be sufficient to allow you to purchase coverage. If you are in California, I suggest that you contact Blue Cross as I know they have extended their small group plans to companies that have an employee with a serious illness.

Lynn L. Franzoi



Previous
Am I disabled??
Next
Insurance Limits

  
  • Email Email
  • Glossary Glossary

 Get Email Notifications When This Forum Updates or Subscribe With RSS


 
Advertisement



Q&A TERMS OF USE

This forum is designed for educational purposes only, and experts are not rendering medical, mental health, legal or other professional advice or services. If you have or suspect you may have a medical, mental health, legal or other problem that requires advice, consult your own caregiver, attorney or other qualified professional.

Experts appearing on this page are independent and are solely responsible for editing and fact-checking their material. Neither TheBody.com nor any advertiser is the publisher or speaker of posted visitors' questions or the experts' material.

Review our complete terms of use and copyright notice.

Powered by ExpertViewpoint

Advertisement