|Medicare vs. conversion policy
Jul 25, 2000
I am receiving SSDI and COBRA. When my COBRA runs out I will qualify for Medicare but I can also apply for a conversion policy with my current insurer at that time.
My questions are: Can I have both Medicare AND an individual conversion policy at the same time? ; Can my current insurer deny conversion because I qualify for Medicare?
Response from Ms. Franzoi
Yes. You can have both a conversion policy and Medicare. However, that could be expensive. You should investigate HMO's in your area that offer Medigap policies for disabled individuals. This type of coverage could provide you with comprehensive care at a lower cost.
Can my employer deny me health insurance?
MEDS AND TAKING DRUG TEST
This forum is designed for educational purposes only, and experts are not rendering medical, mental health, legal or other professional advice or services. If you have or suspect you may have a medical, mental health, legal or other problem that requires advice, consult your own caregiver, attorney or other qualified professional.
Experts appearing on this page are independent and are solely responsible for editing and fact-checking their material. Neither TheBody.com nor any advertiser is the publisher or speaker of posted visitors' questions or the experts' material.