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Supplemental Life Insurance after merger
Aug 1, 2000

Hello -- My company provided me with supplemental life insurance for a small cost when I was employed (6 yrs ago). 2 yrs ago I was diagnosed with HIV. Company sold. Now we are going to have new benefits. Is supplemental life coverage depending on the outcome of a physical or will it all just be rolled over? Thank You

Response from Ms. Franzoi

This depends on the terms of the buy-sell agreement. Often when a company is purchased, the buyer extends his benefit plans to the seller's employees without medical evidence if they have been covered under similar plans. However, you should ask your HR/Benefits representative how this will be handled.


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