 | ||
   | ||
Email
Glossary |
|
Restrictions on conversion policies Aug 8, 2000 Hello, I have two questions regarding converting to an individual policy when my COBRA runs out: 1. Can the insurer deny coverage under a conversion policy if the applicant qualifies for Medi-Cal (Medicaid in CA) and/or Medicare? 2. Can the insurer apply limitations to the conversion policy for people with a pre-existing condition (specifically, limits on payments for prescription drugs) that they do not apply to their other policy holders? To put it another way, does the insurer have to offer the very same individual policies to a sick person who is converting from COBRA as they do to well people? Thanks |
||||||||
 |
||||||||||
|
||||||||||
 |
| Response from Ms. Franzoi
 1. No. 2. Conversion policies are generally the same whether you are healthy or have an illness. However, conversion policies typically have limits on the amount of benefits payable for medical expenses and prescription drugs. Lynn L. Franzoi | ||||||||
 Get Email Notifications When This Forum Updates or Subscribe With RSS
|
||||||||||
|
||||||||||
Q&A TERMS OF USE
This forum is designed for educational purposes only, and experts are not rendering medical, mental health, legal or other professional advice or services. If you have or suspect you may have a medical, mental health, legal or other problem that requires advice, consult your own caregiver, attorney or other qualified professional.
Experts appearing on this page are independent and are solely responsible for editing and fact-checking their material. Neither TheBody.com nor any advertiser is the publisher or speaker of posted visitors' questions or the experts' material.
Review our complete terms of use and copyright notice.
