Please Note: Due to volume considerations, not all questions can be answered. Questions most likely to be answered will be those of general interest to a broad group of visitors to this forum. Questions pertaining to a specific case; requests for diagnosis, medical advice, or second opinion; or requests for opinions about untested alternative therapies will generally not be answered.
Ask the Experts about Workplace and Insurance Issues
What are the stipulations in determining life expectancy when trying to get accelerated or viatical life insurance benefits. I have a group life insurance policy with at&t and on the accelerated benifits they require death between 12 & 24 months. What determines this?
Advertisement
>
Response from Ms. Franzoi
I think what the policy requires is that based on your medical condition, it is determined by the medical community that you have less than 24 months to live. This is part of the underwriting on the policy. Most viaticals require either a 12 month or a 24 month prognosis in order for an individual to qualify to sell his coverage.
Want to read more questions and answers on this subject? Our experts have answered many similar questions!
Please remember that this forum is designed for educational purposes only, and experts are not engaged through this
forum in rendering legal or medical advice or professional services. Experts appearing on this page are independent and are solely responsible
for editing and fact-checking their material. Neither The Body nor any sponsor is the publisher or speaker of posted visitors' questions or the experts' material.
Questions and messages posted to this forum are not statements of advice, opinion, or information of The Body, Body Health Resources Corporation or any sponsor of this
forum. While neither The Body nor Body Health Resources Corporation regularly reviews posted content, we reserve the right to delete, move, or
edit postings if we deem it appropriate under the circumstances. Visitors submitting questions remain solely responsible for the content of their
messages.
Information provided by experts is general only and should not be used for diagnosing or treating a health problem or a disease, or relied upon as
legal or other professional advice. This information is not a substitute for professional advice or care. If you have or suspect you may have a
health or legal problem, you should consult your own health care provider or your attorney.
E-Mail
Glossary
Response from Ms. Franzoi
