Advertisement
Professionals >> Visit The Body PRO
The Body: The Complete HIV/AIDS Resource
Sign up for free e-mail updates!The Body en Espanol
Home Page for TheBody.com, the Complete HIV/AIDS Resource What's New About HIV Ask the Experts About HIV Connect With Others About HIV Just Diagnosed With HIV HIV Treatment HIV Prevention Living With HIV Personal Stories of People With HIV All Topics Relating to HIV
Please Note: Due to volume considerations, not all questions can be answered. Questions most likely to be answered will be those of general interest to a broad group of visitors to this forum. Questions pertaining to a specific case; requests for diagnosis, medical advice, or second opinion; or requests for opinions about untested alternative therapies will generally not be answered.

Ask the Experts about Workplace and Insurance Issues
  • E-mail E-Mail
  • Glossary Glossary
Recent AnswersAsk a Question

 

advise on short term disability and cobra
Jan 11, 2007

Hi Lynn. If leaving a job, can one apply for short term disability and turn a group health insurance policy into cobra? And is there a wiser order to go after these things? Does my employer pay for disability or does it come from what I've paid in already? My health is my priority now and as I create my exit stategy from my current job I just want to cover myself until I resume the work force. Can you help? Thank you, Michael

Advertisement
   Response from Ms. Franzoi

If you leave your job because you are unable to work due to a disability and you either have an employer-sponsored short term disability plan or a state plan, you would be eligible for short term disability benefits.

COBRA is not related to short term disability. If you leave a job and your coverage ceases, you will be eligible for COBRA for 18 months. In addition, if you are determined to be totally disabled as defined by the Social Security Administration at the time you leave or within 60 days of COBRA benefits commencing, you would be eligible for 29 months of COBRA - 18 months at 102% of the cost and an additional 11 months at 150%.


Want to read more questions and answers on this subject? Our experts have answered many similar questions!



Terms of Use
Please remember that this forum is designed for educational purposes only, and experts are not engaged through this forum in rendering legal or medical advice or professional services. Experts appearing on this page are independent and are solely responsible for editing and fact-checking their material. Neither The Body nor any sponsor is the publisher or speaker of posted visitors' questions or the experts' material.

Questions and messages posted to this forum are not statements of advice, opinion, or information of The Body, Body Health Resources Corporation or any sponsor of this forum. While neither The Body nor Body Health Resources Corporation regularly reviews posted content, we reserve the right to delete, move, or edit postings if we deem it appropriate under the circumstances. Visitors submitting questions remain solely responsible for the content of their messages.

Information provided by experts is general only and should not be used for diagnosing or treating a health problem or a disease, or relied upon as legal or other professional advice. This information is not a substitute for professional advice or care. If you have or suspect you may have a health or legal problem, you should consult your own health care provider or your attorney.

Copyright notice.

global Toolbox
Advertisement